Your 2025 guide to moving from the US to the UK
By Mulgrave Law | UK Immigration Lawyer
August 2025
Key Takeaway from this article
In recent years, more and more Americans have been making the leap across the Atlantic to start a new chapter in the United Kingdom — some to be closer to their loved ones, others for career opportunities, access to more affordable first-class healthcare, or proximity to Europe, all of which appeal to U.S. citizens looking for a fresh start.
Immigration Lawyers at Mulgrave Law, have seen a noticeable rise in enquiries from Americans seeking spouse visas and other UK immigration routes. If you’re thinking about making the move, this blog is your practical, step-by-step guide. Need further help choosing the right visa? Reach out to our UK-based immigration attorneys in London.
Benefits of immigrations to the UK
Should you move to the UK from the USA?
Step 1: Get the Right UK Visa & Residence Permit
Step 3: Prepare to Move Your Belongings
Step 5: Open a UK Bank Account
Step 8: Understand the Cost of Living
Step 10: Think About Long-Term Residency and Citizenship
FAQs About Moving to the UK from the US
Benefits of immigrations to the UK
According to a recent 2025 article in the Financial Times, the number of Americans moving to the UK is at a 15-year high. Why?
The UK continues to attract Americans thanks to its strong economy and wide-ranging career opportunities in sectors like finance, tech, education, and healthcare. Its globally respected education system also appeals to students and professionals looking to develop their skills. For those considering relocation, the UK offers clearly structured immigration routes for workers, students, business owners, and those who are looking to start their lives as the spouse of a British partner, with pathways toward permanent residence and citizenship.
The National Health Service (NHS) offers accessible and often low-cost healthcare, adding to the quality of life for newcomers. Additionally, the UK’s geographic location makes it a perfect base for exploring Europe with quick and affordable travel links.
Whether for work, study, or family, the UK presents a compelling mix of opportunities, stability, and convenience for US citizens ready to make the move.
Should you move to the UK from the USA?
While the UK offers many benefits, it’s important to assess whether relocating fits your goals. Consider key factors like visa requirements, living expenses, and long-term plans before making the leap. Each immigration route comes with its own rules and timelines, so understanding your eligibility is crucial. Speaking with a UK-based immigration attorney can provide clarity and ensure you’re making informed decisions. With expert guidance, the process of moving from the US to the UK becomes more manageable and aligned with your objectives.
Step 1: Get the Right UK Visa & Residence Permit
Before anything else, you’ll need to determine the correct visa route for your situation. The UK offers a variety of visa options depending on your purpose:
- Spouse Visa – If you’re married to or in a long-term relationship with a British citizen or someone with settled status.
- Skilled Worker Visa – For those with a job offer from a UK employer who is a licensed sponsor.
- Student Visa – For individuals planning to study in the UK.
- Self-Sponsorship Visa – Ideal for entrepreneurs or business owners wanting to expand into the UK.
- Family Visa – For those joining relatives who are already settled in the UK.
- Health & Care Worker Visa – For qualified professionals in healthcare roles.
Each visa has specific requirements, so understanding which route is right for you is critical. It’s strongly advised to seek guidance from UK immigration lawyers before applying, to avoid costly delays or refusals. UK immigration law can be complex and is frequently updated. For example, from April 2024, the sponsoring spouse for a UK Spouse Visa must now demonstrate a minimum income of £29,000 per year, a significant increase from the previous threshold of £18,600.
In addition to financial requirements, spouse visa applicants must also provide evidence of a genuine relationship with their UK-based partner and meet other eligibility criteria.
Step 2: Apply for UK Visa
Once you’ve chosen the correct visa, the application process includes:
- Completing the online application on the UK government website.
- Paying the appropriate application fee and the Immigration Health Surcharge (if applicable).
- Attending a biometric appointment at a U.S. Application Support Center.
- Submitting your supporting documents, such as proof of relationship, financial evidence, and accommodation details.
- Waiting for a decision from UK Visas and Immigration (UKVI).
Step 3: Prepare to Move Your Belongings
Organising your move can feel daunting. Start by creating an inventory of everything you plan to take with you. International removals can be arranged via air or sea freight, but costs vary so it’s worth getting quotes from reputable moving companies. You’ll also need to check UK customs regulations to ensure you’re not bringing in any restricted or prohibited items.
Step 4: Find a Place to Live
You can choose between short-term rentals or long-term leases, depending on your plans. Most landlords in the UK will ask for proof of your Right to Rent, which typically means presenting your visa and passport.
Tips:
- Renting in major UK cities—especially London—can be expensive. Consider nearby towns or suburban areas for more affordable options.
- Websites like Rightmove, Zoopla, and SpareRoom are helpful for comparing rental prices and finding suitable properties.
- Be prepared to pay a deposit (usually five weeks’ rent) and provide references from previous landlords or employers.
- Make sure your tenancy agreement is in writing and clearly outlines the rent, responsibilities, and notice period.
Exploring different regions based on your budget and lifestyle can help you find the right balance between convenience and cost.
Step 5: Open a UK Bank Account
To open a bank account in the UK, you’ll typically need:
- Proof of identity (usually your passport)
- Proof of UK address (such as a tenancy agreement or utility bill)
Several banks provide accounts tailored for new arrivals, though eligibility can depend on your visa type. Digital banks often offer faster account setup with fewer documentation requirements. Some popular digital banks in the UK include:
Step 6: Consider Employment
If you’re relocating on a Spouse Visa, you have the right to work in the UK. For those applying under the Skilled Worker Visa, your employer must issue a Certificate of Sponsorship. Other visa categories may have restrictions on employment, so it’s important to review the specific conditions attached to your visa.
For entrepreneurs and business owners, the Self-Sponsorship Route enables you to establish your own business in the UK without requiring a UK sponsor, provided you meet the eligibility requirements.
Step 7: Register with the NHS
Once you’ve paid the Immigration Health Surcharge, you gain access to the UK’s National Health Service (NHS), which provides a wide range of medical services, often free at the point of use. One of the first things you should do after arriving in the UK is register with a local GP (general practitioner). This will allow you to receive primary healthcare, book appointments, and get referrals to specialists if needed. Having a GP registration also makes it easier to access other NHS services and helps ensure your health needs are properly managed.
Step 8: Understand the Cost of Living
The UK—particularly London—is renowned for its high cost of living. Expenses such as rent, public transport, groceries, and dining out tend to be considerably higher than in many areas of the US. It’s important to budget carefully, taking into account ongoing costs like council tax, utilities, and mobile phone bills to manage your finances effectively.
Tips:
- Consider living outside city centres or in commuter towns to find more affordable housing options.
- Use public transport passes or contactless payment methods to save on daily travel.
- Shop at local markets or budget supermarkets like Aldi and Lidl to reduce grocery expenses.
- Keep an eye out for free or low-cost community events for entertainment and socialising.
Being mindful of these tips can help you stretch your budget and settle comfortably in your new home.
Step 9: Can I bring my Pets?
Yes, you can bring pets with you when moving to the UK! To do so, your pet must:
• Be microchipped
• Have a valid pet passport or an official animal health certificate
• Be vaccinated against rabies
Tips:
- Start preparing your pet’s paperwork and vaccinations well in advance, as some vaccinations require waiting periods before travel.
- Use a UK-approved travel route or carrier to avoid quarantine requirements.
- Check for any additional health checks or treatments required, such as tapeworm treatment for dogs.
- Ensure your pet’s microchip details are registered and up to date.
- Contact the airline early to understand their pet travel policies and any crate specifications.
Always check the latest UK regulations before making travel arrangements to guarantee a smooth arrival for your furry friend.
Step 10: Think About Long-Term Residency and Citizenship
After living legally in the UK for five continuous years on most long-term visa routes, you may be eligible to apply for Indefinite Leave to Remain (ILR). Once you have held ILR for at least one year, you can apply for British citizenship through naturalisation.
Tips:
- Keep thorough records: Maintain copies of all your visas, residency documents, and travel history, as these will be important for your ILR and citizenship applications.
- Stay aware of residency requirements: Ensure you do not spend more than the allowed number of days outside the UK during your qualifying period.
- Pass the Life in the UK Test: Prepare early for this mandatory test, which covers British history, culture, and laws.
- English language proficiency: Make sure you meet the required English language standards through approved tests or qualifications.
- Plan your finances: Application fees and associated costs can be substantial, so budgeting in advance helps avoid last-minute stress.
- Seek legal advice: UK Immigration rules change much more regularly than people think, so consulting with an immigration expert well before your eligibility date can help you stay on track and avoid costly mistakes.
FAQs About Moving to the UK from the US
Can I move to the UK without a job?
Yes. You can relocate through family, student, or business visa routes without a job offer.
How much does it cost to move?
Costs vary but typically include visa fees, healthcare surcharge, flights, shipping, accommodation, and legal support.
Is healthcare free?
Healthcare is mostly free at the point of use for those who’ve paid the Immigration Health Surcharge or have ILR.
Is it hard to adjust to life in the UK?
Cultural differences exist, but many Americans adapt quickly—especially with the help of expat communities and local support.
Is hiring an immigration lawyer necessary?
Given the complexity and strict requirements of UK immigration law, especially for spouse and work visas, a legal expert can save you time, stress, and the risk of visa rejection.
How Mulgrave Law – London Immigration lawyers can help?
At Mulgrave Law, we specialise in helping US citizens and their families relocate to the UK—particularly through the spouse visa route. Whether you’re starting a new life with your British partner or dealing with a complex immigration case, we’re here to simplify the process with tailored legal support.
Our UK immigration attorneys team offers:
• Expert, personalised immigration advice
• Application preparation and document checks to ensure all legal and financial requirements are met
• Ongoing support throughout the visa process
• Strategic planning for Indefinite Leave to Remain (ILR) and UK citizenship
📞 Ready to begin your move?
With over two decades of experience supporting Americans relocating to the UK, the immigration lawyers at Mulgrave Law provide expert guidance to ensure your transition is smooth and stress-free. From selecting the right visa to preparing a strong application, we’re here every step of the way.
Contact Mulgrave Law today to begin your UK relocation journey with clarity, confidence, and trusted legal support.
Let’s get your UK immigration journey started—talk to us today.
Whether you’re a business looking for clear, jargon-free immigration advice or a private individual needing support with your UK visa application, we’re here to help. At Mulgrave Law, we provide expert immigration services to both corporate and individual clients across the UK and internationally.
Arrange your FREE initial consultation today by calling us on 020 7253 7248 or filling out the enquiry form below.
Lawyer Spotlight
MEET: Mehreen Khattak
Mehreen Khattak is a highly regarded UK immigration lawyer specialising in spouse visas. With deep expertise in the rules, financial requirements, and application strategies unique to these cases, she has helped numerous US–British couples achieve successful reunification. Mehreen’s approachable manner and meticulous attention to detail give clients the confidence and clarity they need throughout every stage of the process.
